Open a Business Bank Account in the UK
Need help opening a UK business bank account?
Looking to open a business bank account in the UK? We help you find the best business bank account tailored to your needs, whether you’re a startup, small business, or growing company.
Explore a range of business accounts with powerful features, including team expense tracking, seamless integration with accounting software, invoice creation, real-time expense analysis, and multi-currency support.
No matter your business size or industry, we’ll match you with a business bank account that supports your financial goals and helps streamline your operations.
Why UK SMEs Use Prospera Funding
Performance analytics
Gain deeper insights into your business with real-time performance analytics. The business bank accounts we offer through Prospera Funding help you monitor cash flow, track spending trends, and make smarter financial decisions with powerful dashboard tools.
Easy invoicing
Send and manage professional invoices with ease. Our partnered business bank accounts include built-in invoicing tools, helping UK businesses get paid faster and stay organised without relying on third-party platforms.
Multiple cards for team
Simplify business spending by issuing multiple debit or prepaid cards to your team. The business bank accounts we source allow for individual spending limits, real-time tracking, and greater control over employee expenses.
Track expenses
Stay in control of your business finances with easy expense tracking. The business accounts we help you open automatically categorise transactions, helping you save time, reduce manual bookkeeping, and improve financial visibility.
Fast approvals
Open a business bank account quickly with fast, hassle-free approvals. Prospera Funding connects you with banks that can set you up within 24–48 hours, perfect for startups and growing businesses needing fast access to financial tools.
Accounting integration
Save time on reconciliations with seamless integration to popular accounting software like Xero, QuickBooks, and FreeAgent. Our business banking partners ensure your transactions sync automatically for stress-free financial management.
Protecting your credit score
We prioritise your credit health. By matching you with the right business bank account, and our partners only do a soft credit search which doesn't affect your credit score.
Multi currency accounts
We prioritise your credit health. By matching you with the right business bank account, and our partners only do a soft credit search which doesn't affect your credit score.
How to Open a Business Bank Account in the UK
We work with bank account providers in the UK to help UK business owners that are struggling to open a business bank account. We partner with a diverse range of bank account providers to fit your needs, whether it's integration, analytics, team expense tracking or invoicing capabilities, we can find the right account for you.
Open a business account in 3 easy steps
1. Tell us your business needs
Let us know what industry you operate in, what your business does, and a few key details about the features you're looking for in your business bank account. No lengthy forms, just straightforward questions.
2. Compare the best business bank accounts
We will connect you with the most suited business bank account providers given your requirements.
3. Set up your account in under a week
Once you’ve chosen the best option, we’ll support you through the application, right through to the verifying and opening your account.