Prospera Funding | Resources
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Find the Business Finance Resources You’re Looking For

Our Resources page is designed to support you throughout your funding journey, whether you’re comparing finance options, preparing an application, or learning more about the business finance landscape. Here you’ll find a range of helpful tools and insights, including easy-to-use business finance calculators, informative blog articles covering topics like invoice finance, asset finance, and property finance, as well as genuine client testimonials showcasing how we’ve helped SMEs across the UK.

 

You can also explore our lender and partner network, and securely upload documents directly to us to start a business finance application. Everything here is built to empower your business with fast, flexible, and transparent financing, all while keeping your credit score protected.

Business owner looking at Prospera Funding resources page.

Business finance calculators

Quickly estimate your funding options with our free online calculators for business loans, commercial mortgages, and invoice finance. Whether you’re a UK SME looking to manage cash flow, secure property finance, or release funds tied up in unpaid invoices, our tools provide instant insights tailored to your needs. 

Man looking business loan Calculator at Prospera Funding.
Person writing a business finance blog.

Blogs and insights

Stay informed with our expert-led blog covering the latest in UK business finance, commercial lending, property finance, asset finance, and invoice finance. Whether you’re a small business owner, property developer, or accountant, our insights help you navigate funding options, improve cash flow, and grow with confidence. Updated regularly with news and market insights.

To help speed up your application and keep things simple, you can securely upload your supporting documents directly to us. Get a free assessment with no credit searches, no broker fees and no commitment. One of our specialists will contact you to discuss the most competitive options for which you are eligible. Upload your files here to move your funding request forward quickly and efficiently, no printing, scanning, or waiting required.

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Partner network

At Prospera Funding, we proudly partner with a wide network of trusted lending partners and introducer partners to deliver the most flexible and competitive business finance solutions across the UK.

 

Our lender panel includes major UK banks and leading alternative finance providers, enabling us to offer tailored options such as invoice finance, asset finance, property finance, and unsecured business loans.

 

We also work closely with introducers, including accountants, commercial brokers, consultants, and property professionals. Through these partnerships, we’re able to support more SMEs with fast access to funding while offering introducers a valuable revenue share opportunity. Whether you’re a finance provider or a professional adviser, partnering with Prospera means helping UK businesses grow with confidence.

Introducer partners working together at Prospera Funding.

Benefits of using a business finance broker

Having a knowledgeable business finance broker by your side is crucial to the growth of a business. Almost every business will eventually go through a cycle where it will require funding. That's where we step in. Businesses often face complex and rapidly changing financial needs.

 

Whether it’s to secure growth capital, manage cash flow, or finance equipment or property, using a broker ensures the business gets a finance solution that fits not just what’s available. This expert guidance can be the difference between securing funding quickly and facing costly delays or rejections.

Couple thinking about business finance at Prospera Funding.

Why choose Prospera Funding as a finance broker?

Full access to UK lenders

Access tailored business finance from £5,000 to £25M, with rates from 4.5%. Prospera Funding connects UK SMEs with both traditional and alternative lenders for flexible, fast business finance solutions.

Protecting your credit

We prioritise protecting your credit score by leveraging our lender network and industry expertise to assess your funding options without formal applications or credit checks.

Fast decisions

Our lenders offer faster funding than traditional bank loans, ideal for businesses needing quick access to working capital, cash flow, or growth. Decisions and funds in as little as 24 hours.

Transparent costs

You know your business best, and whether business finance makes sense to achieve your goals. At Prospera Funding, we simply present the best funding options, fully explain the costs, and let you decide. No risk, no commitment, and no broker fees.

Industry specialists

Our business finance specialists have expert knowledge and proven experience across multiple industries, ensuring tailored funding solutions aligned with your business goals.

Flexible options

Our lenders provide flexible loan terms, repayment options, and requirements, helping businesses find funding that aligns with their goals

Aftercare support

With expert finance specialists and a vast lender network, we deliver tailored business funding solutions and ongoing support, ensuring your company always has access to the most cost-effective finance options on the market.

Industry compliant

We work with FCA-regulated lenders and ensure full compliance with all industry rules and regulations.

How the business loan process works at Prospera Funding

We make business funding fast, simple, and tailored to you. Our advanced platform intelligently matches your business with the most relevant finance solutions from a wide panel of UK lenders. Whether you’re expanding, managing cash flow, or investing in growth, we’re here to help you access the funding you need, without the hassle.

Women thinking about the process of applying for business finance at Prospera Funding.

Get Funded in 3 Easy Steps

1. Share business finance goals

Let us know how much you’re looking to borrow, what it’s for, and a few key details about your business. No lengthy forms, just straightforward questions.

2. Compare Finance Options

We scan over 120 trusted lenders to deliver options tailored to your specific funding needs at the best rates you are eligible for.

3. Get funds into your account

Once you’ve chosen the best option, we’ll support you through the application, right through to the funds landing in your account.

Business opening hours

Monday - 9:00 AM - 18:00 PM.
Tuesday - 9:00 AM - 18:00 PM.
Wednesday - 9:00 AM - 18:00 PM.
Thursday - 9:00 AM - 18:00 PM.
Friday - 9:00 AM - 18:00 PM.
Saturday - Closed.
Sunday - Closed.

Copyright © Prospera Funding Limited 2025. Company Number: 15698622. Prospera Funding Limited is registered with the Information Commissioner's Office. ICO Number: ZB687927.
 
Prospera Funding Limited is an independent finance brokerage and not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisers, and so are unable to provide you with independent financial advice. Prospera Funding Limited will receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. In some cases (depending on the options available), we will charge a separate arrangement fee, which will be discussed with you before proceeding. Prospera Funding Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution. The information provided on this website does not constitute financial advice or a recommendation. Any tools or calculators offered are for illustrative purposes only and provide indicative results. Actual figures and outcomes are subject to credit checks, individual circumstances, and lender approval, which cannot be guaranteed. Applicants must be 18 or over. Certain consultancy and business services, such as business plan creation, business bank account or property sourcing, are provided under separate agreements to clients.

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