Fast, Flexible Business Finance Solutions for UK Businesses
What we do, and how we help UK SMEs
Prospera Funding specialises in assisting UK businesses in sourcing the most competitive business finance options they are eligible for, without affecting their credit score. With deep industry expertise and a full 360 overview of the UK lending market, we source tailored funding options promptly. Best of all, no broker fees, no risk and no commitment.
We understand funding is critical to businesses, whether it's for short-term cash flow to pay staff wages and marketing, long-term expansion plans, acquisition opportunities, refurbishment costs, commercial mortgages, bridging or development loans. Our primary goal is to empower our clients through providing competitive rates and terms for them to skyrocket their business to the next level.
Whether you have bad credit, a completely new start-up, sole-trader/Partnership, or require more flexibility in terms and repayments on existing loans, we are here to help.
Our values of prudence, integrity, expertise, simplicity, and support are what drive our company culture and have earned us a reputation for being business finance experts in our field.
Hafez Feili - Founder and CEO.
"The recent years have presented significant challenges for businesses in the UK and globally, primarily due to geopolitical and economic uncertainties. This has led to frustration and anxiety among business owners regarding the prospects of their enterprises. Drawing upon over a decade of extensive experience in both the finance and technology industries, and having worked with businesses across various sectors, I have witnessed these challenges firsthand.
Motivated by this observation, I founded Prospera Funding. Our objective is to leverage the expertise of our dedicated financial specialists and effectively utilise our panel of lenders to enhance the survival rate of businesses in the UK. By doing so, we aim to contribute to a healthier and more confident economy overall."
What makes Prospera Funding different?
Full access to UK lenders
Access tailored business finance from £5,000 to £25M, with rates from 4.5%. Prospera Funding connects UK SMEs with both traditional and alternative lenders for flexible, fast business finance solutions.
Protecting your credit
We prioritise protecting your credit score by leveraging our lender network and industry expertise to assess your funding options without formal applications or credit checks.
Fast decisions
Our lenders offer faster funding than traditional bank loans, ideal for businesses needing quick access to working capital, cash flow, or growth. Decisions and funds in as little as 24 hours.
Transparent costs
You know your business best, and whether business finance makes sense to achieve your goals. At Prospera Funding, we simply present the best funding options, fully explain the costs, and let you decide. No risk, no commitment, and no broker fees.
Industry specialists
Our business finance specialists have expert knowledge and proven experience across multiple industries, ensuring tailored funding solutions aligned with your business goals.
Flexible options
Our lenders provide flexible loan terms, repayment options, and requirements, helping businesses find funding that aligns with their goals
Aftercare support
With expert finance specialists and a vast lender network, we deliver tailored business funding solutions and ongoing support, ensuring your company always has access to the most cost-effective finance options on the market.
Industry compliant
We work with FCA-regulated lenders and ensure full compliance with all industry rules and regulations.
How does the process work at Prospera Funding?
We make business funding fast, simple, and tailored to you. Our advanced platform intelligently matches your business with the most relevant finance solutions from a wide panel of UK lenders. Whether you’re expanding, managing cash flow, or investing in growth, we’re here to help you access the funding you need, without the hassle.
Get funded in 3 easy steps
1. Share business finance goals
Let us know how much you’re looking to borrow, what it’s for, and a few key details about your business. No lengthy forms, just straightforward questions.
2. Compare finance options
We scan over 120 trusted lenders to deliver options tailored to your specific funding needs at the best rates you are eligible for.
3. Get funds into your account
Once you’ve chosen the best option, we’ll support you through the application, right through to the funds landing in your account.
Why use a business finance broker?
Having a knowledgeable business finance broker by your side is crucial to the growth of a business. Almost every business will eventually go through a cycle where it will require funding. That's where we step in. Businesses often face complex and rapidly changing financial needs.
Whether it’s to secure growth capital, manage cash flow, or finance equipment or property, using a broker ensures the business gets a finance solution that fits not just what’s available. This expert guidance can be the difference between securing funding quickly and facing costly delays or rejections.
Join our professional partner network
We collaborate with over 120 + trusted professionals across the UK to support more businesses in sourcing the funding they need. Whether you’re an accountant, advisor, broker, or supplier with clients seeking finance, we’d love to partner with you. Join our expanding network and let’s create more opportunities, together.
Speak to one of our business finance experts today
Rate from 4.5%, loans between £5,000 to £25,000,000.
360 overview of the whole UK lending market, all types of legal businesses considered.
Fast decisions, funding from as quickly as 24 hours.
No cost, risk or commitment...and no credit searches.