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Unsecured Business Loans for UK SMEs at The Best Possible Rates

Hand holding a phone, which shows the best reasons why Prospera Funding arranges the best unsecured business loans.

Looking for business loans that are not tied to any assets? Access business funding without securing against property, vehicles, or equipment. ​Access the best possible rates to support cash flow, invest in growth opportunities, or manage unexpected expenses.

Complete our enquiry form to get options in 60 seconds!


  • 1 application, access to 150+ lending options, rates from 4.5%.

  • No credit searches or broker fees.

  • Tailored options from high street banks and private lenders.

How to apply for an unsecured business loan

We make business funding fast, simple, and tailored to you. Our advanced platform intelligently matches your business with the most relevant finance solutions from a wide panel of UK lenders. Whether you’re expanding, managing cash flow, or investing in growth, we’re here to help you access the funding you need, without the hassle.

Women thinking about the process of applying for an unsecured business loan at Prospera Funding.

Get funded in 3 easy steps

1. Tell us about your unsecured business loan needs

Let us know how much you’re looking to borrow, what it’s for, and a few key details about your business. No lengthy forms, just straightforward questions.

2. Review tailored unsecured business loan offers

We scan over 150 trusted lenders to deliver options tailored to your specific funding needs at the best rates you are eligible for.

3. Receive your unsecured business loan within 24 - 48 hours

Once you’ve chosen the best option, we’ll support you through the application, right through to the funds landing in your account.

Unsecured Business Loan Calculator, Estimate Your Monthly Repayments

Rate from 4.5%, loans between £5,000 to £25,000,000.

 


360 overview of the whole UK lending market, all types of legal businesses considered.



Fast decisions, funding from as quickly as 24 hours.



No cost, risk or commitment...and no credit searches.

Business opening hours

Monday - 9:00 AM - 18:00 PM
Tuesday - 9:00 AM - 18:00 PM
Wednesday - 9:00 AM - 18:00 PM
Thursday - 9:00 AM - 18:00 PM
Friday - 9:00 AM - 18:00 PM
Saturday - 9:00 AM - 18:00 PM
Sunday - 9:00 AM - 14:30 PM

Copyright © Prospera Funding Limited 2025. Company Number: 15698622. Prospera Funding Limited is registered with the Information Commissioner's Office. ICO Number: ZB687927.
 
Prospera Funding Limited is an independent finance brokerage and not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisers, and so are unable to provide you with independent financial advice. Prospera Funding Limited will receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. In some cases (depending on the options available), we will charge a separate arrangement fee, which will be discussed with you before proceeding. Prospera Funding Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution. The information provided on this website does not constitute financial advice or a recommendation. Any tools or calculators offered are for illustrative purposes only and provide indicative results. Actual figures and outcomes are subject to credit checks, individual circumstances, and lender approval, which cannot be guaranteed. Applicants must be 18 or over. Certain consultancy and business services, such as business plan creation, business bank account or property sourcing, are provided under separate agreements to clients.

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